THE PERSONAL ACCIDENT POLICY
The Policy provides for the payment of the Benefits agreed in the event of an insured Person sustaining
bodily injury caused by violent accidental external and visible means which results in Death or Disablement.
ACCIDENTAL Death- This means loss of Life as a result of an accident.
Permanent Total Disability –This means absolute disablement or permanent loss of body part(s) that results to inability to normally engage or give attention to your ordinary profession or occupation.
Temporary Total Disability – This means disablement that renders you unable to attend to your usual occupation or profession for a period of time subject to a maximum of two years
Medical Expenses – This means cost of medical, surgical or other remedial attention treatment given or prescribed by a qualified medical practitioner
Artificial Appliances – This means cost of appliances such as crutches, wheelchair etc prescribed by a qualified and registered member of medical practitioners.
Funeral Expenses – This means the cost of funeral arrangement following accidental death.
Hospital Cash – The policy pays for hospital cash benefit upon hospitalization of the insured as a result of an accident.